IRS Tax Lien Help
Dealing with an IRS tax lien can feel overwhelming, especially when you're selling a home, refinancing, or facing a deadline. I can help you understand your options and navigate the appropriate IRS process with confidence.
Prefer to talk? Call or text 248-961-6599
Aruna Surapaneni, EA
Your situation
You're not the first person in this spot, and there are established IRS processes for dealing with it. Here are the situations I see most often.
The lien attaches to your property, so the title company will usually need it resolved — through payoff, a release or a discharge — before closing.
Lenders often won't move ahead while a federal lien is on record. Options such as subordination may help in some cases.
If your balance is paid, the IRS generally issues a release. When it hasn't shown up, I can help you request it and get the paperwork you need.
A lien notice is serious, but it's not the end of the road. Understanding what it means is the first step to dealing with it calmly.
Closing dates don't wait. The sooner you reach out, the more room there is to work through the right IRS process.
Your options
There are four main IRS paths. Which ones fit — if any — depends on your individual facts and IRS rules. Not every taxpayer qualifies for every option.
Option 1
Generally follows once the tax debt is fully paid, or once the lien is no longer legally enforceable (for example, the collection period has ended). It ends the lien itself.
Option 2
Removes the public Notice of Federal Tax Lien when certain IRS requirements are met. It does not necessarily mean the underlying tax debt is gone.
Option 3
Removes the lien from a specific property — often used when selling a home — when IRS requirements are satisfied. The lien may still apply to other property.
Option 4
Allows another creditor, such as a lender, to move ahead of the federal tax lien in certain circumstances — sometimes helpful for refinancing.
Still owe a balance? Paying it, or setting up an arrangement, is often part of the picture. See back taxes and IRS payment options.
Why work with me
AUS Tax Service is my own practice. As an Enrolled Agent, I've handled many federal tax lien matters — including ones with tight closing dates — and I'll walk you through yours personally.
Check my license yourself
Verify my Enrolled Agent credential on the official IRS Directory of Federal Tax Return Preparers. Just search the last name "Surapaneni".
Open the IRS directoryI've helped clients in time-sensitive lien situations. How quickly things move depends on your circumstances, your documentation, the IRS procedure involved and IRS processing — so I can't promise a specific timeline, but starting early gives you the most room. Please mention your closing or financing date when you reach out.
How it works
Share a brief description of your IRS lien concern and any important deadline.
During our introductory conversation, I'll help identify the appropriate next steps and whether professional assistance may be useful.
If you decide to move forward, I'll clearly explain the services included and provide a fixed fee for the agreed scope of work before we begin. Any work outside that scope is explained and approved by you in advance.
The initial 10-minute introductory consultation is free.
Free 10-minute consultation
Tell me a little about your situation. I'll help you understand how we can move forward.
Please don't include Social Security numbers, IRS account numbers or financial documents here — we'll handle those securely later if needed.
Or call or text 248-961-6599
Questions
A release ends the federal tax lien. The IRS generally issues it within 30 days after the tax debt is fully paid or the lien becomes legally unenforceable. A release is different from a withdrawal, which removes the public notice.
It depends on your situation, your documentation and IRS processing times. Releases after full payment are generally issued within about 30 days; discharge and subordination requests often take longer. No one can promise a specific IRS timeline.
Often, yes — but the lien usually has to be dealt with as part of the sale, for example by paying it from the proceeds or requesting a certificate of discharge for the property. Your specific facts determine what's possible.
The IRS should issue a release. If it hasn't appeared or you need a copy for a lender or title company, a release can be requested. I can help you through that process.
A release ends the lien, usually after the debt is paid. A withdrawal removes the public Notice of Federal Tax Lien as if it hadn't been filed, but it doesn't necessarily eliminate any tax you still owe. Each has its own IRS requirements.
Yes. Enrolled Agents are licensed by the IRS and authorized to represent taxpayers on collection matters, including liens. With your written authorization, I can communicate with the IRS on your behalf.
Reach out as early as you can and include your closing or financing date in your request. Have any IRS notices and your title or lender contact handy. Timing still depends on IRS processing, so earlier is always better.
General information based on IRS guidance; not legal advice. Your options depend on your specific facts.
Prefer to understand the process before reaching out? Explore my tax resources for clear, practical information about IRS notices, tax debts, and resolution options.
Explore Tax ResourcesIf you're a mortgage loan officer, title professional, real estate agent, or another professional helping someone navigate an IRS tax lien, I welcome the opportunity to assist. I'll need the taxpayer's written authorization before discussing their confidential tax information.
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